Buying vs Renting a Home: A Practical Framework
Buying vs renting comes down to three dials: round-trip transaction costs, the yearly ownership premium, and how long you actually stay. Here is the model.
Tag: Personal Finance
Renting versus buying, choosing a savings account, and index funds against stock picking. Plain personal finance for men, with the numbers.
How to Pick a High-Yield Savings Account
The advertised APY is the least useful number on a savings account page. Six terms decide what you really earn, and one clause can cut 4.00% to 1.57%.
Index Funds vs Stock Picking: What the Data Shows
Index funds beat stock picking for most investors, and the reason is fees and behavior, not talent. The 30-year arithmetic behind that result.